Personal tax filing is more than “entering slips.” A strong T1 filing position helps you stay compliant, protect benefits, and respond confidently if the CRA asks for support. The CRA’s deadlines and review programs create real financial risk if you file late, miss income, or claim credits without documentation. BOMCAS Canada’s Personal Tax Canada service is designed to turn tax season into a controlled process: organized intake, accurate preparation, documentation-ready support, and year-round guidance for the changes that affect real households.
Personal Tax Canada
Who this service is for
BOMCAS Personal Tax Canada is built for individuals and families who want their return done accurately, defensibly, and with the right level of strategy—not guesswork. That includes employed taxpayers with multiple slips (T4, T5, T3), families coordinating credits and benefits, newcomers and residents with international considerations, Canadians with rental properties, and self-employed individuals who want their business activity reported correctly and consistently.
If you are self-employed, it is especially important to plan around Canada’s filing and payment timing. The CRA confirms that most individuals file by April 30, while self-employed individuals (and some spouses/common-law partners) typically have a filing deadline of June 15—yet payment is still due by April 30 to avoid interest/penalties.
What “personal tax” includes in Canada
A Canadian personal tax return (T1) is where income is aggregated, deductions and credits are applied, and your final tax payable or refund is calculated. It also drives eligibility or recalculation for several benefits and credits administered through CRA programs. While software can transmit a return, a professional process helps ensure the position is supportable and consistent with documentation—especially because CRA review programs may request receipts and other proof after filing.
BOMCAS’s goal is to give you confidence on three fronts:
- Accuracy: correct income classification, deductions, and credits based on supportable records.
- Defensibility: if the CRA reviews your return, your documentation package is ready to respond promptly and clearly.
- Planning: choices made during the year (and before filing) can change outcomes; you should not discover that after the deadline.
Key benefits to you
A complete personal tax service should deliver more than a submitted return:
First, you reduce avoidable risk around missed forms, inconsistent reporting, and unsupported claims—issues that can trigger refund delays or follow-up letters. The CRA explicitly asks taxpayers to reply within the timeframe indicated and to submit all requested receipts/documents that apply.
Second, you gain clarity on “what to keep.” Record retention is not just a corporate issue. The CRA provides recordkeeping guidance, and the core principle is that you should keep supporting records long enough to substantiate your position if reviewed. For GST/HST, the CRA discusses a six-year framework beginning after the last year the record may be required for reporting. (Your personal record retention may differ by document type; we help you set a practical retention system.)
Third, you get a consistent strategy for changes after filing. The CRA provides official mechanisms to change a return using “Change my return” through a CRA account for many situations (with restrictions), rather than filing a new return.
Detailed service offerings
BOMCAS Personal Tax Canada can be scoped from “file-only” to full documentation and CRA support. Common deliverables include:
T1 return preparation and filing (Canada-wide). We prepare and file your personal return using CRA-aligned processes. For electronic filing, the CRA describes NETFILE as a service within certified tax software that enables most individuals to submit a personal return electronically. If an approved preparer files on your behalf, the CRA’s EFILE program is designed for approved providers using certified software to file clients’ returns (current year and prior years within the CRA’s stated window).
Documentation-first intake. You receive a structured document request: slips, receipts, summaries, and “life events” that matter (moving, marital status changes, dependents, new rental property, starting self-employment). This reduces post-filing surprises and supports defensibility.
Self-employed and gig income support. We help extract income and expenses from bookkeeping records, bank statements, and receipts and ensure the reporting position is consistent. If you are approaching installment payment situations (or already required), we help you understand and plan for the cash flow timeline using CRA’s published deadlines as reference points.
Rental income and investment reporting support. We structure rental statements, track capital additions vs repairs, and reconcile investment income slips to avoid mismatch notices.
CRA review letter support (pre-assessment / processing / matching-related). If you receive a CRA letter asking for more information, the CRA instructs you (or your authorized representative) to submit the requested documents and provides secure submission options through My Account or Represent a Client. BOMCAS can help you assemble a clean, indexed submission package and respond within the stated timeline.
Adjustments and corrections after filing. For many situations, the CRA allows changes using the “Change my return” service in your CRA account. We help you determine whether a change is appropriate, what support is needed, and how to present it clearly.
Representative access and secure workflows. If you want BOMCAS to communicate with CRA on your behalf, the CRA describes Represent a Client as an online portal for authorized representatives to access tax information for those they represent. We guide you through a secure authorization process consistent with CRA rules.
How the BOMCAS process works
A client-converting service page should be specific about what happens after the first call. Here is a practical, tax-season-ready process:
Discovery and scoping. We identify what you need: T1 only, self-employed schedules, rental statements, prior-year catch-up, and whether CRA correspondence is involved.
Organizer and document upload. You receive a checklist and secure submission instructions. The CRA warns that email is not a secure method of communication for personal information and increases identity theft risk. That’s why we emphasize secure, controlled channels.
Preparation and internal review. We prepare the return, reconcile slips and summaries, and flag missing items and risk areas.
Client approval and electronic submission. You review key numbers, sign off, and we transmit appropriately (NETFILE/EFILE pathways as applicable).
Post-filing support window. If CRA asks for supporting documents, we help respond using the CRA’s preferred secure submission methods, with clear indexing and copies retained.
Engagement options and pricing
BOMCAS can structure personal tax engagements in tiers such as:
- Prepare & File: return preparation, review, electronic filing, and a short post-filing Q&A window.
- Prepare, File & Defend: includes CRA review letter support (if issued) and documentation packaging.
- Year-Round Tax Support: planning touchpoints, installment planning, and mid-year check-ins.
Pricing varies—contact for quote. (Exact pricing is unspecified.)
Compliance and legal considerations
Personal tax compliance is governed primarily by the Income Tax Act and CRA administrative processes. Key compliance items that affect real taxpayers include:
- Filing and payment deadlines: CRA confirms typical dates (April 30 for most; June 15 filing for self-employed; payment still due April 30).
- CRA review programs and evidence: CRA requires timely responses and specific supporting documents; it also provides secure submission pathways via My Account / Represent a Client.
- Correcting returns: CRA provides “Change my return” for many changes rather than filing a new return.
- Quebec-specific filing: Quebec administers its own tax laws and may require a separate provincial return for Quebec residents.
This page is general information—not legal advice. Tax laws and CRA administrative practice can change; we confirm current-year rules during your engagement.
Client scenarios
Scenario A: Self-employed consultant with late-season bookkeeping.
A Sherwood Park-area consultant has strong revenue but scattered receipts and mixed personal/business banking. We implement a “clean-up then file” approach: categorize income/expenses, validate major deductions with evidence, and create a retention folder so any CRA review request can be answered quickly through secure portals if needed.
Scenario B: Family with dependent care and multiple slips.
A family has two T4s, childcare expenses, and charitable donations—plus a mid-year move. We map the “life events,” confirm documentation readiness, prepare the T1, and provide a “what to keep” package to reduce stress if a review letter arrives.
Scenario C: Taxpayer needs a correction after assessment.
After receiving a notice of assessment, a taxpayer realizes a slip was missed. We evaluate whether “Change my return” applies, then prepare a clear submission strategy aligned with CRA options.
FAQs
What do you need from me to prepare my Canadian personal tax return?
Typically: T-slips (T4/T5/T3/T4A, etc.), donation receipts, medical receipts (if applicable), childcare documentation, and details about major life events (marital status, moving, new dependents, new self-employment, rental property). If CRA has contacted you, we need the CRA letter and reference number so responses align with the CRA request.
If I’m self-employed, do I get more time to pay?
The CRA confirms self-employed taxpayers often have a later filing deadline (typically June 15), but payment is still due April 30 to avoid interest and penalties.
Can you help if the CRA asks for supporting documents?
Yes. CRA guidance directs taxpayers/authorized reps to submit documents and provides secure submission options via My Account and Represent a Client.
Can you talk to the CRA for me?
If you authorize us, we can support communications. The CRA describes Represent a Client as the portal used by authorized representatives to access information for those they represent.
I already filed—can you fix mistakes?
Often yes. CRA provides “Change my return” for many adjustments (with restrictions). We will confirm the best option based on your situation.
Trust signals
BOMCAS Canada positions itself as an accounting and tax services provider headquartered in Sherwood Park and Edmonton, Alberta, offering services across Canada and supporting personal and corporate taxes, GST filings, and payroll. BOMCAS also publishes service descriptions emphasizing tax support and compliance-focused help. Specific professional designations of individual preparers are unspecified in the sources cited here; ask BOMCAS for the credentials and experience of the professional assigned to your file.
If you want a personal tax process that is accurate, organized, and ready for CRA follow-up if needed, book a consultation with BOMCAS Canada.
PHONE: 780-667-5250; FAX: 780-851-2520; EMAIL: info@bomcas.ca; https://bomcas.ca.
